Stocks Track

Managing Your Portfolio Across the Three Strategies

investment.tips is self-directed. That is not a limitation we work around — it is the design. We deliver recommendations. You decide which ones to act on, how much to commit, and when to stop. Your brokerage account stays entirely yours; we never hold it, access it, or place a trade in it.

Which means the allocation question is yours too. How much goes to Aggressive, how much to Moderate, how much to Conservative — nobody at Weisert Investments can answer that for you, because the answer depends on things we do not know about you.

What we can do is show you how we think about it.

You are the final authority

Everything below is a general framework, published to every reader at once. It is not investment advice for any individual's specific circumstances, it is not tailored to your situation, and none of it is a requirement. Every subscriber on the same strategy receives the same recommendations. What you do with them is yours to decide, and the consequences are yours to carry.

Two things worth holding onto before any of the specifics:

Your allocation decision covers everything you own, not just the part of it here. If you hold a 401(k), a TSP account, an IRA, or a brokerage account somewhere else, those balances are part of your risk exposure whether or not they are visible on this platform. A portfolio that looks conservative inside investment.tips can be an aggressive portfolio overall.

The strategies are inputs, not a plan. Picking a mix of three strategies is not the same as having an investment plan, and this page is not a substitute for one. If you want advice built around your own goals, timeline, and tolerance for loss, that is a conversation with a financial professional who can actually look at your situation.

What each strategy draws from

You choose a strategy on the Stock Actions track, and that choice sets two things: what the recommendations are drawn from, and how often they arrive.

More specifically:

Moderate works from a universe of equities and non-leveraged ETFs. Nothing in it is leveraged — that is the line between this strategy and Aggressive. On the equity side, the organizing idea is the five largest companies by market capitalization in each of the eleven S&P 500 sectors: household names, the companies whose earnings you hear about whether or not you go looking. The non-leveraged ETFs sit alongside them.

Conservative works from a set of index ETFs structured similar to the Morningstar matrix, with an international index ETF alongside it. Non-leveraged throughout.

Aggressive works from leveraged ETFs. Read the disclosure at the bottom of this page before you consider it.

Actual returns and volatility depend on market conditions and are not guaranteed. Past performance does not guarantee future results.

Core covers one strategy at a time, switchable once per 30 days. Premium delivers all three and keeps recommendation history across all of them. Full comparison is on the pricing page; the strategies themselves are specified in more detail on the track page.

Where to start

If you are new to investing, new to investment.tips, or working with an account under roughly $50,000, we would point you at Moderate first.

The reasoning is not that Moderate is safe — no strategy here is safe. It is that Moderate's universe is the most familiar. Nothing in it is leveraged, and on the equity side it is built from the five largest companies in each of the eleven S&P 500 sectors. You already know these names, and you can sanity-check a recommendation against your own reading of the market. When one shows up for a company you have heard of, you are in a position to think about it. When it shows up for an instrument you do not understand, you are not — and "I did not understand what I was buying" is a bad place to learn from.

Starting on one strategy also keeps the daily workload to one pass. Learn what a recommendation looks like, learn how it feels to place the order, learn what happens when a sell stop triggers. Then expand. Start small, keep it easy, learn the system, and then widen out.

Adding the Aggressive strategy

Aggressive is the most volatile of the three, by design. It draws on leveraged ETFs, which magnify both directions of a move, and it is the strategy where a bad week costs the most.

If you add it, our guideline is to cap it at about a third of your portfolio value. On a $100,000 portfolio, that is roughly $33,000 in Aggressive. This is a guideline, not a rule, and not a limit enforced anywhere in the product — you can allocate whatever you decide to allocate. It exists because concentration is the failure mode we see most often, and a third is a number that leaves room for the strategy to work without letting it determine your outcome.

That cap is also not a floor of safety. A third of your portfolio in leveraged instruments can still produce losses large enough to matter, and the guideline does not make the position appropriate for you. Whether it is appropriate depends on your risk tolerance and your timeline, which we do not know.

Where Conservative fits

Conservative is for readers who would rather hold an index-oriented set and check in once a week than make a decision every market day.

Recommendations publish weekly rather than daily, which makes it the lowest-workload strategy of the three — and the one that asks the least of you in the way of daily attention.

It is not a substitute for the other two and it is not a hedge against them. It is a different risk profile with a different cadence.

Choosing among the day's recommendations

On a given day the Buy Actions table may carry more names than you want to hold. Nothing requires you to act on all of them, and the app gives you something to work from when you narrow the list.

Each buy row carries a strength rating, shown in the Strength column as High, Medium, or Low. It describes how early the stock sits in the buy cycle the model has detected — not how likely the trade is to work out, and not a prediction of return. A row that has not been rated shows an em dash rather than a value, and recommendations published before September 2026 are unrated throughout the archive. The rating appears on entitled rows only; on the free tier, where the value fields are withheld, there is no rating to read.

There is no filter or sort control — the column informs your selection rather than making it. If you want fewer positions than the list offers, working down from the High rows is one reasonable way to decide. It is not the only one, and the strength rating is one input among several rather than a ranking of expected performance.

How Roy does it

Illustrative only — this is one investor's practice, described because people ask, not a rule for you to follow. It is not tailored to your circumstances, and your own position count and sizing should follow from your situation rather than from these numbers.

Roy runs about ten securities. On a $100,000 account that is $10,000 per position at full size, and he scales down by strength rating — 25% of the full position size per step:

Each step down removes a quarter of the full size, not a quarter of the previous one — which is why Low lands at $5,000 rather than $5,625. He takes every buy recommendation and varies the amount, which is a different approach from taking fewer recommendations at a uniform size. Both are available to you; neither is required, and neither is a recommendation as to what you should do.

What the routine actually costs you

Once you are past the learning curve, a daily pass is short. Most sessions take five to ten minutes: read the day's recommendations, decide what you are acting on, place the orders at your brokerage. Some days — when nothing new has triggered and your existing positions are unchanged — take fewer than five.

Running two daily strategies roughly doubles that, because it is two passes over two lists, not one longer pass. Conservative adds a weekly session rather than a daily one.

The time is not the hard part, and it never was. The hard part is the open-ended version of the question — "what should I do today?" — and that is the part the recommendations are meant to close. Make investing a daily habit covers how to build the routine so it survives contact with a busy week.

The process behind the recommendations

We publish the process rather than describing it as proprietary. Recommendations come out of the Trending Investment Portfolio Strategy — a Momentum Stacked Strategy model that works through a staged workflow: a Performance Ranking that decides where to invest, then Moving Averages, Candlestick Reversals and MACD that decide when.

The full step-by-step is on Roy Weisert's page under The TIPS methodology, and it is worth reading before you subscribe rather than after. No indicator is reliable in every market condition; each step narrows the field rather than removing risk.

One consequence of that process is worth stating plainly here, because it surprises people: recommendations do not carry a profit target. The exit is a sell stop that ratchets up behind a rising position, not a price at which we tell you to sell. When do you take profits? explains why.

What to expect from the market

Sectors do not perform alike, and they do not take turns on a schedule you can plan around. Energy leads for a stretch; healthcare leads for a stretch; the names everyone was certain about six months ago fall out of favor. That rotation is not a malfunction — it is the thing the Performance Ranking step exists to track, and it is the reason the model re-ranks daily rather than quarterly.

For you, the practical consequence is that a strategy can look wrong for weeks at a time while working exactly as designed, and a strategy can look brilliant for weeks while telling you nothing about the next month. Judge the routine, not the fortnight.

The bottom line

Think of it like driving.

In town, you get a constant stream of short greens and reds. That is a security consolidating — lots of small moves, no direction, nothing to do.

When you get an upside breakout, you have made it onto the highway. The light is green and it stays green. Let the trend run and keep ratcheting your sell stop up behind you.

Eventually you come up on your exit. Things slow down, the bar turns red, your sell stop triggers, and you are out. Then you do it again on the next one.

That is the whole discipline. Start small, keep it easy, learn the system, expand when you are ready.